:root {
  --navy:     #0A1628;
  --navy-mid: #112240;
  --accent:   #1B3A6B;
  --gold:     #C9A84C;
  --gold-lt:  #E8C97A;
  --gold-dim: #8A6B2A;
  --white:    #FFFFFF;
  --gray:     #8A9BB0;
  --gray-lt:  #C8D4E3;
  --body:     #2C3E50;
  --light-bg: #F8F6F0;
  --rule:     #E8ECEF;
  --green:    #1B4D3E;
  --green-lt: #A8D5B5;
  --red:      #C0392B;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{font-family:'DM Sans',sans-serif;background:#0A1628;background:var(--navy);color:#fff;color:var(--white);min-height:100vh;}
.top-nav{position:fixed;top:0;left:0;right:0;z-index:900;background:rgba(10,22,40,0.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(201,168,76,0.15);height:60px;display:flex;align-items:center;justify-content:space-between;padding:0 24px;gap:16px;}
.nav-logo{font-family:'Playfair Display',serif;font-size:16px;color:#fff;white-space:nowrap;text-decoration:none;}
.nav-logo span{color:#C9A84C;}
.nav-center{display:flex;align-items:center;gap:8px;flex:1;justify-content:center;}
.progress-bar-wrap{flex:1;max-width:200px;height:4px;background:#1B3A6B;border-radius:2px;overflow:hidden;}
.progress-bar-fill{height:100%;background:linear-gradient(90deg,#8A6B2A,#C9A84C);border-radius:2px;transition:width 0.5s ease;}
.progress-text{font-size:11px;color:#8A9BB0;letter-spacing:1px;white-space:nowrap;}
.nav-dashboard{font-size:12px;font-weight:600;color:#C9A84C;text-decoration:none;letter-spacing:0.5px;white-space:nowrap;}
.nav-dashboard:hover{color:#E8C97A;}
.page-wrap{max-width:820px;margin:0 auto;padding:80px 24px 80px;}
.module-header{background:#112240;border-radius:16px;padding:40px;margin-bottom:32px;border-bottom:3px solid #C9A84C;text-align:center;position:relative;overflow:hidden;}
.mod-tag{font-size:10px;font-weight:600;letter-spacing:3px;color:#C9A84C;text-transform:uppercase;margin-bottom:10px;}
.module-header h1{font-family:'Playfair Display',serif;font-size:clamp(24px,5vw,36px);font-weight:900;margin-bottom:8px;line-height:1.2;}
.module-header p{font-size:14px;color:#C8D4E3;line-height:1.6;max-width:520px;margin:0 auto;}
.audio-player{background:#1B3A6B;border:1px solid rgba(201,168,76,0.2);border-radius:10px;padding:16px 20px;margin-bottom:28px;display:flex;align-items:center;gap:14px;}
.audio-icon{font-size:28px;flex-shrink:0;}
.audio-info{flex:1;}
.audio-title{font-size:13px;font-weight:600;color:#C9A84C;margin-bottom:2px;}
.audio-sub{font-size:11px;color:#8A9BB0;}
.audio-player audio{width:100%;margin-top:8px;height:32px;}
.audio-coming{font-size:11px;color:#8A9BB0;font-style:italic;margin-top:6px;}
.content-section{margin-bottom:28px;}
.section-title{font-size:18px;font-weight:700;color:#fff;padding-bottom:10px;margin-bottom:14px;border-bottom:1px solid rgba(201,168,76,0.2);}
.section-body{font-size:14px;color:#C8D4E3;line-height:1.8;}
.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px;margin:16px 0;}
.info-card{background:#112240;border-radius:10px;padding:20px;border:1px solid rgba(255,255,255,0.05);}
.info-card-icon{font-size:28px;margin-bottom:10px;display:block;}
.info-card-title{font-size:13px;font-weight:600;color:#C9A84C;margin-bottom:6px;}
.info-card-body{font-size:12px;color:#C8D4E3;line-height:1.6;}
.insider-box{background:#1B3A6B;border:1.5px solid #C9A84C;border-radius:10px;padding:20px 24px;margin:20px 0;}
.insider-tag{font-size:9px;font-weight:700;letter-spacing:2px;color:#C9A84C;text-transform:uppercase;margin-bottom:8px;}
.insider-body{font-size:14px;color:#fff;line-height:1.75;}
.scenario-box{background:#F8F6F0;border-radius:10px;padding:24px;margin:20px 0;border:1px solid #C9A84C;}
.scenario-tag{font-size:9px;font-weight:700;letter-spacing:2px;color:#8A6B2A;text-transform:uppercase;margin-bottom:12px;}
.scenario-label{font-size:10px;font-weight:700;color:#1B3A6B;text-transform:uppercase;letter-spacing:1px;margin:12px 0 4px;}
.scenario-text{font-size:13px;color:#2C3E50;line-height:1.7;}
.step-list{display:flex;flex-direction:column;gap:10px;margin:16px 0;}
.step-item{display:flex;gap:16px;background:#F8F6F0;border-radius:10px;padding:16px;align-items:flex-start;}
.step-num{min-width:38px;height:38px;background:#C9A84C;color:#0A1628;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:14px;flex-shrink:0;}
.step-content h4{font-size:14px;font-weight:600;color:#0A1628;margin-bottom:4px;}
.step-content p{font-size:13px;color:#2C3E50;line-height:1.6;}
.bullet-list{list-style:none;margin:12px 0;}
.bullet-list li{display:flex;gap:10px;font-size:14px;color:#C8D4E3;padding:8px 0;border-bottom:1px solid rgba(255,255,255,0.04);line-height:1.6;}
.bullet-list li:last-child{border-bottom:none;}
.bullet-list li::before{content:'✦';color:#C9A84C;font-size:10px;margin-top:4px;flex-shrink:0;}
.compare-table{width:100%;border-collapse:collapse;margin:16px 0;font-size:13px;}
.compare-table th{background:#0A1628;color:#C9A84C;padding:12px 16px;text-align:left;font-weight:600;font-size:11px;letter-spacing:1px;text-transform:uppercase;}
.compare-table td{padding:12px 16px;border-bottom:1px solid #E8ECEF;color:#2C3E50;background:#F8F6F0;}
.compare-table tr:nth-child(even) td{background:#F0F4F8;}
.checklist{background:#F8F6F0;border-radius:10px;padding:20px;margin:16px 0;}
.checklist-title{font-size:12px;font-weight:700;color:#0A1628;text-transform:uppercase;letter-spacing:1px;margin-bottom:12px;padding-bottom:8px;border-bottom:2px solid #C9A84C;}
.check-item{display:flex;align-items:flex-start;gap:12px;padding:10px 0;border-bottom:1px solid #E8ECEF;font-size:13px;color:#2C3E50;line-height:1.5;cursor:pointer;user-select:none;}
.check-item:last-child{border-bottom:none;}
.check-box{width:20px;height:20px;min-width:20px;border:2px solid #8A6B2A;border-radius:4px;display:flex;align-items:center;justify-content:center;transition:all 0.2s;margin-top:1px;}
.check-item.checked .check-box{background:#C9A84C;border-color:#C9A84C;}
.check-item.checked .check-box::after{content:'✓';font-size:12px;color:#0A1628;font-weight:700;}
.check-item.checked .check-label{text-decoration:line-through;color:#8A9BB0;}
.script-box{background:#FAFAFA;border-left:4px solid #C9A84C;border-radius:0 8px 8px 0;padding:20px 24px;margin:14px 0;font-family:Georgia,serif;font-size:14px;color:#2C3E50;line-height:1.85;}
.script-label{font-family:'DM Sans',sans-serif;font-size:9px;font-weight:700;color:#8A6B2A;text-transform:uppercase;letter-spacing:2px;margin-bottom:10px;display:block;}
.worksheet{background:#F8F6F0;border-radius:12px;padding:24px;margin:24px 0;border:1px solid #E8ECEF;}
.worksheet-header{display:flex;justify-content:space-between;align-items:center;padding-bottom:10px;border-bottom:2px solid #C9A84C;margin-bottom:14px;flex-wrap:wrap;gap:10px;}
.worksheet-title{font-size:12px;font-weight:700;color:#0A1628;text-transform:uppercase;letter-spacing:1px;}
.worksheet-download{font-size:11px;font-weight:600;color:#8A6B2A;background:transparent;border:1px solid #8A6B2A;padding:6px 12px;border-radius:4px;cursor:pointer;transition:all 0.2s;font-family:'DM Sans',sans-serif;}
.worksheet-download:hover{background:#C9A84C;color:#0A1628;border-color:#C9A84C;}
.worksheet-prompt{font-size:13px;color:#2C3E50;line-height:1.6;margin-bottom:12px;}
.worksheet textarea{width:100%;min-height:130px;padding:14px 16px;background:#fff;border:1px solid #E8ECEF;border-radius:8px;font-family:'DM Sans',sans-serif;font-size:13px;color:#2C3E50;resize:vertical;outline:none;transition:border-color 0.2s;line-height:1.7;}
.worksheet textarea:focus{border-color:#C9A84C;}
.worksheet-saved{font-size:11px;color:#1B4D3E;margin-top:6px;display:none;}
.lesson-nav{display:flex;gap:12px;margin-top:40px;padding-top:24px;border-top:1px solid rgba(201,168,76,0.15);}
.btn-back{flex:1;padding:16px;background:transparent;color:#C8D4E3;border:1.5px solid rgba(255,255,255,0.1);border-radius:8px;font-family:'DM Sans',sans-serif;font-size:14px;font-weight:600;cursor:pointer;transition:all 0.2s;text-decoration:none;display:flex;align-items:center;justify-content:center;}
.btn-back:hover{border-color:#8A9BB0;color:#fff;}
.btn-next{flex:2;padding:16px;background:#C9A84C;color:#0A1628;border:none;border-radius:8px;font-family:'DM Sans',sans-serif;font-size:15px;font-weight:700;cursor:pointer;transition:all 0.2s;text-decoration:none;display:flex;align-items:center;justify-content:center;}
.btn-next:hover{background:#E8C97A;transform:translateY(-2px);}
.carrier-card{background:#112240;border-radius:12px;padding:24px;margin-bottom:16px;border:1px solid rgba(255,255,255,0.06);}
.carrier-name{font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#fff;margin-bottom:4px;}
.carrier-rating{font-size:14px;color:#C9A84C;margin-bottom:14px;}
.carrier-label{font-size:10px;font-weight:700;color:#C9A84C;text-transform:uppercase;letter-spacing:1px;margin:12px 0 4px;}
.carrier-text{font-size:13px;color:#C8D4E3;line-height:1.7;}
.carrier-verdict{background:#1B3A6B;border-radius:8px;padding:12px 16px;margin-top:14px;font-size:13px;color:#E8C97A;font-weight:600;border-left:3px solid #C9A84C;}
@keyframes fadeUp{from{opacity:0;transform:translateY(20px);}to{opacity:1;transform:translateY(0);}}
.fade-up{animation:fadeUp 0.5s ease both;}
@media(max-width:600px){.page-wrap{padding:72px 16px 60px;}.module-header{padding:28px 20px;}.info-grid{grid-template-columns:1fr;}.lesson-nav{flex-direction:column;}.btn-back,.btn-next{flex:none;width:100%;}}